Our mission

Every homeowner deserves
to know their rights.

74 million Americans live under HOA governance. Most receive fines, harassment, or unfair enforcement without knowing they have legal rights — or how to exercise them. HOA Dispute Tool was built to change that.

We provide free, state-specific dispute letters, homeowner rights guides, and attorney connections — the same tools that were previously only accessible to homeowners who could afford a lawyer.

15+
Free guides
8
Dispute types
50
States covered
$0
Cost — always free

How we work

Accuracy first

Every letter template and state law guide is reviewed against current state statutes. We update our content whenever laws change.

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Privacy by design

We never store your personal information. All letter generation happens in your browser. We do not sell data — ever.

$0

Always free

Core tools are free for every homeowner, forever. We are supported by attorney referrals and optional premium features — not by charging users who need help.

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State-specific

HOA law varies dramatically by state. We provide guides specific to each state's statute — not generic advice that may not apply to your situation.

Editorial Policy

Our mission is to provide accurate, accessible, and actionable information to homeowners. To ensure the highest quality of content, we follow a rigorous editorial process:

Statute-Based Research

Every guide is built directly from official state legislative databases. We prioritize primary legal sources over second-hand interpretations.

Regular Compliance Audits

HOA laws change frequently. Our team performs quarterly audits of all 50 state pages to ensure statute citations remain current.

Plain-English Standard

Legal jargon is a barrier to justice. We translate complex "legalese" into clear steps that any homeowner can follow.

Conflict of Interest Disclosure

Our tools are free. We do not accept payment from HOAs or management companies to influence our content or rankings.

Our team

HOA Dispute Tool is maintained by researchers and legal-tech specialists dedicated to homeowner advocacy.

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Editorial Team
Content & Research

Our editorial team researches HOA law across all 50 states, tracks legislative changes, and ensures every guide reflects current law.

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Research Standards
Content Quality

Our letter templates and state law guides are built around official state statutes, homeowner dispute workflows, and plain-English explanations.

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Product Team
Tools & Technology

Our engineering team builds and maintains the dispute letter generator and other free tools — ensuring they work reliably for every homeowner.

Legal disclaimer

HOA Dispute Tool is not a law firm and does not provide legal advice. The information and letter templates provided on this site are for informational purposes only and do not constitute legal advice or create an attorney-client relationship.

HOA laws vary significantly by state and by the specific governing documents of each HOA. While we strive to keep our content accurate and up-to-date, we recommend consulting a licensed HOA attorney in your state for advice specific to your situation — particularly for foreclosure threats, harassment, or complex disputes.

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